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The Real Steal - Bank Card Loss Defense Gives
'I got a call from the person who said I would like credit-card loss security insurance. Visit http://identityprotectiontoday.tumblr.com/private/112793416977/tumblr_nkr01aJw0w1t78klw to explore how to do it. For alternative interpretations, please consider looking at: http://identityprotectiontoday.tumblr.com/private/112795710642/tumblr_nkr1j6ddZP1t78klw . I thought there is a law that limited my liability to $50 for unauthorized charges. But she said regulations had changed and that now, people are responsible for all unauthorized charges on their account. Is that true'?

Do not buy the frequency - and don't buy the 'reduction safety' insurance.

Telephone con artists are lying to get people to buy worthless charge card loss protection and insurance plans. In case you did not authorize a charge, do not spend it. Follow your charge card issuer's processes for disputing costs you have not approved. In line with the Federal Trade Commission, your liability for unauthorized charges is restricted to $50.

The FTC says ineffective credit card loss protection offers are popular among fraudulent supporters who are trying to manipulate consumers' doubt. Consequently, the agency is cautioning consumers to prevent doing business with callers who claim that:

You are liable for over $50 in unauthorized charges on your charge card account;

You will need credit card loss security since pc hackers can access your credit card number and charge thousands of dollars for your account;

A pc bug could make it possible for thieves to put unauthorized charges on your charge card account; and

They are from 'the safety team' and want to trigger the protection feature in your credit card.

The FTC suggests consumers not to hand out private information - including their credit card or bank account numbers - over-the phone or on line unless they are familiar with the company that's asking for it. Visiting http://identityprotectiondaily.blogspot.com/2015/03/what-credit-monitoring-will-do-for-you.html perhaps provides lessons you can tell your father. Fraud artists may use your private information to commit fraud, such as identity theft.

That is where some one uses some bit of your own personal data, such as for instance your charge card account number, Social Security number, mother's maiden name, or birth day, without your knowledge or authorization to commit fraud or theft. An all-too-common instance is when an identity thief uses your personal data to open a credit card account in your name. I found out about http://identityprotectiondaily.blogspot.com/2015/03/becoming-victim-of-identity-theft.html by browsing webpages.

Be smart and learn what you are personally accountable for. Protect your credit cards and your personality..